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Mortgages

Buying a home can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from qualified advisers.

Finding the right mortgage can be a daunting prospect.

Our aim is to help you make the right decision from a range of products covering the whole market.  Let us take the strain!

We can help and advise:

First time buyers

Buying a home is one of the most important purchases that you will ever make and buying for the first time will be an even more  daunting prospect.  There is a vast array of mortgage products available from a wide range of sources.  We can help you in making the right decision.

Purchases / moving home

It might be some time since you moved house.  Is your current mortgage lender offering you the most suitable deal? What are all the costs and fees involved? What steps do you take first? The answer to these questions is somewhat easier…..come and see us!

Remortgages

When you remortgage you are switching your current mortgage to another deal and frequently another lender.  Remortgages can be used for various reasons, whether you want a new rate or are raising capital; we can help to ensure that you really get the most suitable deal possible.

Buy to let – Commercial or Consumer

Becoming a private landlord should not be seen as an easy way of making money.  It can be riskier and more complicated.  It can also be very time consuming and there is no guarantee that house prices will rise.  That said, having a second property to let to tenants could reap considerable financial rewards over time. The Financial Conduct Authority does not regulate Commercial Buy to Lets.

Adverse credit

When it comes to buying a home, some lenders can take on a rather negative attitude.  They want to deal only with those with faultless credit histories, perfect work records or large deposits.  But money problems can affect everyone.  There is some good news however, that some lenders are willing to provide adverse credit mortgages.

There may be a fee payable for placing your mortgage.  The precise amount will depend on your circumstances but we estimate it will be £295.

Get in touch with us

Contact us now so that we can help you get the best deal out there!

*Buy to let mortgages are not regulated by the Financial Conduct Authority.