The decision to buy a home is, more often than not, the biggest decision we will make in our lives. It is for this very reason that impartial advice is critical from qualified advisers.
Here at Bolitho Skeggs & Bratt, we understand that finding the right mortgage can be a daunting prospect, that's why our aim is to help you make the right decision from a range of products covering the whole market.
As independent financial advisors with over 50 years of experience in the industry, we can help you find the best mortgage policies to meet your requirements.
We can help:
Buying a home is one of the most important purchases that you will ever make and for first-time buyers, the prospect will be even more daunting. There is a vast array of mortgage products available from a wide range of sources. We can help you make the decision and guide you through the entire process.
You may then have a number of questions for us, such as what are all the costs and fees involved? What steps do you take to switch your mortgage? The answer to these questions becomes a lot clearer when you come and see us!
It might be some time since you moved house or thought about your mortgage, but it's always worth questioning whether your current mortgage lender is giving you the most best deal; you could save yourself a considerable amount of money.
When you remortgage you are switching your current mortgage to another deal and frequently another lender. Remortgages can be used for various reasons, whether you want a new rate or are raising capital; we can help to ensure that you really get the best and most suitable deal possible.
Becoming a private landlord should not be seen as an easy way of making money, it can be risky and more complicated. It can also be very time consuming and there is no guarantee that house prices will rise. That being said, having a second property to let to tenants could reap considerable financial rewards over time.
When it comes to buying a home, some lenders can take on a rather negative attitude. They want to deal only with those with faultless credit histories, perfect work records or large deposits. But money problems can affect everyone. There is some good news however, that some lenders are willing to provide adverse credit mortgages and we can help you find the right one.
Please note there may be a fee payable for placing your mortgage, with the amount dependent on your circumstances.
We offer a free initial, no obligation consultation to discuss your requirements and we will search the whole market for a mortgage quote for you - no charges involved. After your free consultation, if you confirm that you are happy to proceed with the mortgage quote supplied, you will be subject to a typical mortgage arrangement fee of around £295 (it can vary depending on the mortgage). This is payable when applying for your mortgage.
Get in touch with us today and we'd be happy to help you with your mortgage. Just head on over to our Contact page now and fill out the form - we look forward to hearing from you!